There are many ways you can financially support the pro-life efforts of the Human Life Alliance. Some of the most common non-cash giving options are listed below. To make a credit card donation today, please click here. Thank you for your generosity.
IRA Charitable Rollover
Did you know a donation from your IRA can further the pro-life efforts of Human Life Alliance? If you are 70½ or older, an IRA charitable rollover is a great way to help HLA save a life.
Why should I give a gift through my IRA as a charitable rollover?
- Avoid taxes on transfers of up to $100,000 from your IRA to Human Life Alliance.
- Make a gift that is not subject to the deduction limits on your charitable gifts.
- Further HLA’s pro-life mission.
How can I make an IRA charitable rollover gift?
- Contact your IRA plan administrator to make a gift from your IRA.
- Your IRA funds will be directly transferred to Human Life Alliance to help continue life-saving efforts. HLA’s EIN # is 41-1344006. Other financial disclosure documents are listed here.
- Gifts from Individual Retirement Accounts ("IRA") must be processed in advance of December 31st. Pursuant to IRS regulations, gifts from an IRA must be withdrawn in the calendar year from which they are made, or the distributions will be counted in the following year.
Note: IRA charitable rollover gifts do not qualify for a charitable deduction; however, they can reduce your required minimum distribution (RMD).
If you have any questions about an IRA charitable rollover gift, please contact Andy Aplikowski, HLA’s Executive Director at (651) 484-1040 or email feedback@humanlife.org. Please consider notifying HLA of your desire to dedicate your gift to a specific purpose.
Legacy for Life Bequest
A charitable bequest, or estate gift, is an excellent way to provide for the needs of HLA long after you’ve passed away—we appreciate your support and encouragement of our pro-life efforts.
Adding HLA to your will could be as simple as inserting the following text:
“I bequeath to Human Life Alliance (1614 93rd Lane NE, Blaine, Minnesota 55449) the sum of [dollar amount or percentage] of the residue of my estate to be used at the discretion of its governing board.”
A statement of this nature is among the easiest and most popular, providing a meaningful gift that will allow us to determine the wisest use of the funds at the time of reception. Of course, if you would like to dedicate funds to a particular part of our mission, the board of directors would be pleased to carry out your wishes. If you choose the latter option, you may want to contact us to ensure that we understand how to best carry out your intentions.
When you approach your legal representative to add HLA to your will, you will likely need a copy of our IRS determination letter noting HLA's 501(c)(3) status and EIN.
When your documents are drawn up, please consider sending HLA some sort of notification so that we might properly thank you for your kindness.
Neither Human Life Alliance nor its staff practice any licensed advisory role in law, accounting, financial planning, or similar field. Nothing contained in HLA communications should be construed as such advice. Always consult with your own professional advisors in their areas of expertise.
Securities
Gifts of stock or other securities are an important way for you to support HLA’s pro-life mission. Typically, it’s beneficial to donate appreciated securities in order to bypass capital gains taxes due had you sold your securities directly in the market. You may also be eligible for a charitable deduction based on the fair market value.
It’s important you notify HLA of your securities donation so we can confirm acceptance in our transfer account as well as know where to send a thank you receipt. Your broker may not share this information with us.
You will need to know the following information to make a stock transfer:
Account owner: Human Life Alliance
Firm: Independent Financial Group LLC
Account number: 5HQ-042929
DTC: 0443
For a packet of complete instructions and account information, please contact HLA here.
Closely held and family company shares: Human Life Alliance will work cooperatively with you to contribute shares of closely held or family companies, with sensitivity to control and timing preferences. Please contact us to discuss your plans.
Neither Human Life Alliance nor its staff practice any licensed advisory role in law, accounting, financial planning, or similar field. Nothing contained in HLA communications should be construed as such advice. Always consult with your own professional advisors in their areas of expertise.
Life Insurance
There are three ways to use life insurance as a charitable gift to HLA.
- Designate Human Life Alliance to receive all or part of the death benefit on a beneficiary designation form.
- Transfer ownership of a life insurance policy to HLA. You can choose to continue paying the premiums, if any, and earn charitable tax deductions for those gifts.
- Consider additional insurance options such as a charitable gift annuity or charitable remainder trust.
Life insurance can be attractive for charitably giving—regular relatively small premiums can create a significant death benefit for HLA. When you give ownership of a policy that has some cash value, you may earn a charitable income tax deduction. When you give ownership of a policy and pay ongoing premiums, you may earn an income tax deduction for the gift of each premium payment. Some forms of life insurance require very little or no medical examination, limit premium payments for a fixed period of time, and/or allow you to invest the cash value for an even greater potential death benefit.
Neither Human Life Alliance nor its staff practice any licensed advisory role in law, accounting, financial planning, or similar field. Nothing contained in HLA communications should be construed as such advice. Always consult with your own professional advisors in their area of expertise.
Real Estate
A charitable gift of real estate is an opportunity to make what could be your largest charitable donation ever. Donating an asset that may otherwise be a burden to remaining family members could also provide special tax-saving benefits.
Some information to consider for real estate gifts:
- You may earn an income tax charitable deduction, and avoid capital gain tax liability.
- A special opportunity exists to leave a house or farm to HLA in the future, at your death, and yet receive an income tax charitable deduction now for a large portion of the property’s value.
- It may be possible to give the real estate and receive a regular income for life.
- The real estate gift might otherwise have been a management and disposal headache for you or your loved ones.
- If you have income-producing real estate you would like to pass on to heirs (or a combination of real estate and a liquid asset), you may be able to pass the real estate to heirs with a significant deduction (sometimes elimination) of gift taxes, through a Charitable Lead Trust. The real estate and any growth in value may pass to heirs estate-tax free.
- If you, or your business, have income-producing real estate and wish to hold it for long-term growth, you may place the real estate in a Grantor Charitable Lead Trust, and have the income go to HLA for a period of years, earn a large charitable income tax deduction (but pay tax on income as it is received), and then receive the property back at the end of the chosen period.
Neither Human Life Alliance nor its staff practice any licensed advisory role in law, accounting, financial planning, or similar field. Nothing contained in HLA communications should be construed as such advice. Always consult with your own professional advisors in their areas of expertise.